Before You Get Looking Think About These Things That We Help You With:

•Assure that you see all the properties in the area that meet your criteria with our FREE web site.
•We guide you through the entire home or business buying or leasing process, from finding homes or properties to look at, to getting the best pricing and financing.
•Make sure you don’t pay too much for your new home or business and help you avoid costly mistakes.
•Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and much more.

Before You Start Looking For Your New Home or Business:

•Check your credit rating. Straighten out any errors before its too late.
•Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
•Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
•Choose a REALTOR® that you trust and who understands your needs.
•Determine what neighborhood best matches your needs.
•Identify important features you need your new home to have.

Closing Costs to Expect:

•Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
•Third-party fees include charges for insurance, title search, and other inspections such as termites.
•Government fees include deed recording and state & local mortgage taxes.
•Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
We can help negociate for some of these fees so you don’t have to pay them all!!!

Find out how much your closing costs could be.
All of these and more can be answered on our web site and is critical to your success!!